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	<title>The Online Bankruptcy Blog &#187; creditors</title>
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	<link>http://onlinebankruptcyblog.com</link>
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		<title>How Debts Are Discharged In Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/debts-discharged-bankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/debts-discharged-bankruptcy/#comments</comments>
		<pubDate>Sat, 29 Oct 2011 12:51:31 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debtors]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=2164</guid>
		<description><![CDATA[Most people know that bankruptcy is a process that eventually cancels monies owed to creditors. In legal terms, the canceling of a debt is referred to as a discharge of that debt. There is always some confusion about which debts can and cannot be discharged. As a rough guide, consumer debts that have not been [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bankruptcy, Credit Cards And Property Liens</title>
		<link>http://onlinebankruptcyblog.com/credit-cards/bankruptcycreditcardspropertyliens/</link>
		<comments>http://onlinebankruptcyblog.com/credit-cards/bankruptcycreditcardspropertyliens/#comments</comments>
		<pubDate>Mon, 24 Oct 2011 13:30:55 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[attorneys]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[default judgements]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=2139</guid>
		<description><![CDATA[We have frequently mentioned the need to challenge credit card companies when they file a suit to recover the debt owed. Credit card companies rely on one factor when filing for a judgement on a debt, and that&#8217;s the habit of most debtors to ignore the matter altogether. When the suit is not defended, the [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/credit-cards/bankruptcycreditcardspropertyliens/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Four Mistakes People Make When Threatened With Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/mistakespeoplemakebankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/mistakespeoplemakebankruptcy/#comments</comments>
		<pubDate>Tue, 18 Oct 2011 13:11:45 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[trustee]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=2106</guid>
		<description><![CDATA[When people are pushed, their emotions take over and they often do rash things. Being hopelessly behind in debts such as a mortgage often triggers this response, especially if threatened with court actions or foreclosures. Here are four actions that some people often take when threatened with bankruptcy &#8211; and they generally lead to more [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/mistakespeoplemakebankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who Tells Creditors You Are Bankrupt?</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/whotellscreditorsbankrupt/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/whotellscreditorsbankrupt/#comments</comments>
		<pubDate>Mon, 17 Oct 2011 11:35:15 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[trustee]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=2101</guid>
		<description><![CDATA[Not being able to pay bills is one thing, but filing for bankruptcy is another. Many people find it difficult to file for bankruptcy, even though they are up to their eye-balls in debt. Some debtors hide from creditors, some even reaching a point where they are too afraid to open a door or answer [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/whotellscreditorsbankrupt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Be Fooled &#8211; Debt Collection Agencies Don&#8217;t Have Free Reign</title>
		<link>http://onlinebankruptcyblog.com/consumer-protection/dontbefooleddebtcollectionagencies/</link>
		<comments>http://onlinebankruptcyblog.com/consumer-protection/dontbefooleddebtcollectionagencies/#comments</comments>
		<pubDate>Sat, 03 Sep 2011 11:46:45 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debt collection agencies]]></category>
		<category><![CDATA[Lawyers]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1868</guid>
		<description><![CDATA[Creditors will often threaten overdue debtors with all sorts of dire consequences when, in reality, they are limited in the action they can take.  The action that is most often threatened is that your account may be sent to the &#8220;collections&#8221; department for further action. In reality, let them! Federal legislation is actually quite tight [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/consumer-protection/dontbefooleddebtcollectionagencies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Make These Mistakes When Contemplating Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/mistakescontemplatingbankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/mistakescontemplatingbankruptcy/#comments</comments>
		<pubDate>Wed, 24 Aug 2011 12:51:02 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[401k pension plans]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[tax withholdings]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1808</guid>
		<description><![CDATA[The thought of bankruptcy often sends shivers of terror through people. It shouldn&#8217;t. Bankruptcy is there to assist people who, often through no fault of their own, find themselves in financial difficulties. For some, the fear of bankruptcy is such that they will do anything to avoid it, and by doing so, often find themselves [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/mistakescontemplatingbankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>File For Bankruptcy Before A Creditor Gains A Judgement</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/bankruptcy-creditor-judgement/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/bankruptcy-creditor-judgement/#comments</comments>
		<pubDate>Sat, 13 Aug 2011 11:17:35 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debt judgements]]></category>
		<category><![CDATA[default judgements]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1747</guid>
		<description><![CDATA[One of the most powerful weapons a creditor has is the civil court system. If you are behind in your repayments, a creditor can issue a suit through a local court &#8211; these are state courts and judgements are issued according to state laws. In most states, this process is very creditor friendly. So friendly [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/bankruptcy-creditor-judgement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When A Wage Garnishment Is Better Than Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/collections/wage-garnishment-bankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/collections/wage-garnishment-bankruptcy/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 13:33:38 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Collections]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[wage garnishments]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1738</guid>
		<description><![CDATA[Having your wages affected by a writ of garnishment can be an embarrassing situation. It will also have an affect on your take home pay &#8211; up to 60% depending on the reason for the garnishment. One way to avoid, to void, a wage garnishment is to file a petition for bankruptcy. This will automatically [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/collections/wage-garnishment-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When Does A Bankruptcy Stay Come Into Effect?</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/when-bankruptcy-stay-effect/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/when-bankruptcy-stay-effect/#comments</comments>
		<pubDate>Fri, 05 Aug 2011 11:16:53 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy stay]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debtors]]></category>
		<category><![CDATA[secured debts]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1690</guid>
		<description><![CDATA[Bankruptcy is a process that is designed to give debtors who are financially in trouble a little breathing space and relief from the pressure of those debts. Part of the bankruptcy process is a legal term known as a &#8216;stay&#8217;. A stay in simple terms is an order to all creditors to stop any actions [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/when-bankruptcy-stay-effect/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Employees Cannot Be Sacked After Filing For Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/employees-filing-bankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/employees-filing-bankruptcy/#comments</comments>
		<pubDate>Thu, 04 Aug 2011 12:14:50 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debt collectors]]></category>
		<category><![CDATA[garnishee]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1687</guid>
		<description><![CDATA[There are many reasons why people don&#8217;t want to file for bankruptcy. It&#8217;s understandable in a way. It is a public process and people do become a little self conscious when their private financial management comes under scrutiny. One concern that is often raised is that of employment &#8211; the fear is that an employer [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/employees-filing-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What If I Forget To List A Creditor When I File For Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/creditor-i-file-bankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/creditor-i-file-bankruptcy/#comments</comments>
		<pubDate>Mon, 18 Jul 2011 12:33:44 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[Chapter 7 petition]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[discharged debts]]></category>
		<category><![CDATA[non-exempt assets]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1590</guid>
		<description><![CDATA[Filing for bankruptcy can be a stressful time, so much so it&#8217;s quite likely you have missed a creditor on your bankruptcy petition. There are also those old debts that you may have forgotten about. Most petitioners forget a creditor or two when filing for bankruptcy, and in most cases, it&#8217;s really not a problem. [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/creditor-i-file-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Can Deliver A Huge Tax Advantage</title>
		<link>http://onlinebankruptcyblog.com/credit/bankruptcy-huge-tax-advantage/</link>
		<comments>http://onlinebankruptcyblog.com/credit/bankruptcy-huge-tax-advantage/#comments</comments>
		<pubDate>Thu, 14 Jul 2011 12:52:40 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[debtors]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[tax]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1562</guid>
		<description><![CDATA[When a debtor is underwater, they will often try a number of avenues before facing bankruptcy. Sometimes, those avenues work and the debtor is saved from the perceived loss of face through bankruptcy. Some of the methods used do come with side effects that debtors need to be aware of. They also need to be [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/credit/bankruptcy-huge-tax-advantage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Correct Your Credit Reports Following Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/credit-reporting/correctcreditreportsbankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/credit-reporting/correctcreditreportsbankruptcy/#comments</comments>
		<pubDate>Thu, 07 Jul 2011 11:25:22 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Credit Reporting]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[creditors]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1529</guid>
		<description><![CDATA[If you have been through the bankruptcy process and received a discharge, you need to keep a close watch on your credit reports. It can take up to six months for your credit history to accurately reflect the outcome of your bankruptcy petition. Even then, you may find that some of the details are incorrect. [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/credit-reporting/correctcreditreportsbankruptcy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Bankruptcy And Preferential Payments</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/bankruptcypreferentialpayments/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/bankruptcypreferentialpayments/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 11:47:44 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[bankruptcy court]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[preferential payments]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1472</guid>
		<description><![CDATA[Bankruptcy legislation is a double-edged sword that tries to walk a fine line between creditors and debtors. The legislation is designed to give debtors relief from their debts while ensuring creditors get every cent possible from a debtor. To achieve this, the bankruptcy court doesn&#8217;t just look at your current finances. They also look back [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/bankruptcypreferentialpayments/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>A Simple Example Of How A Bankruptcy Lawyer Is A Must</title>
		<link>http://onlinebankruptcyblog.com/lawyers/simpleexample-bankruptcylawyer/</link>
		<comments>http://onlinebankruptcyblog.com/lawyers/simpleexample-bankruptcylawyer/#comments</comments>
		<pubDate>Sun, 26 Jun 2011 09:54:17 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Lawyers]]></category>
		<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[bankruptcy lawyers]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debtors]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1470</guid>
		<description><![CDATA[The costs associated with engaging a bankruptcy lawyer can be high, however, in the long run, their services often save a bankrupt a lot of money. Simple mistakes in your petition can see the court dismissing it, forcing you to file again, and to pay the filing fees a second time. There is one important [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/lawyers/simpleexample-bankruptcylawyer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When Is A Bankruptcy Petition Officially Closed</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/bankruptcy-petition-closed/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/bankruptcy-petition-closed/#comments</comments>
		<pubDate>Mon, 20 Jun 2011 12:32:52 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy court]]></category>
		<category><![CDATA[bankruptcy trustee]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debtors]]></category>
		<category><![CDATA[discharge from bankruptcy]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1438</guid>
		<description><![CDATA[The bankruptcy process is really a legal process that is handled through the courts. A bankruptcy judge handles the case and is advised primarily by the court officials and a trustee appointed by the court. In most cases, a petitioner never gets to see the judge. They only have to appear before the trustee when [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/bankruptcy-petition-closed/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Believe Your Creditors When Considering Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/dontbelievecreditorsbankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/dontbelievecreditorsbankruptcy/#comments</comments>
		<pubDate>Mon, 06 Jun 2011 12:44:26 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[creditors]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1361</guid>
		<description><![CDATA[There are a lot of myths in society concerning bankruptcy, many of them started by creditors. You will often hear someone say that &#8216;medical bills can never be discharged through bankruptcy&#8217; or, more common of late, that &#8216;your credit card debts cannot be discharged through bankruptcy&#8217;. The latter, in particular, is often thrown up by [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/dontbelievecreditorsbankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can Anyone Be Forced Into An Involuntary Bankruptcy?</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/forced-involuntary-bankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/forced-involuntary-bankruptcy/#comments</comments>
		<pubDate>Fri, 03 Jun 2011 12:08:02 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debtors]]></category>
		<category><![CDATA[involuntary bankruptcy]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1346</guid>
		<description><![CDATA[The term involuntary bankruptcy refers to the process where an individual is forced into bankruptcy by a creditor.  If there are less than twelve creditors owed money by an individual debtor, then it only requires the action of one creditor to force an involuntary bankruptcy. If there are more than 12 creditors, then three must [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/forced-involuntary-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who Tells Your Creditors You Are Filing For Bankruptcy?</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/tellscreditorsfilingbankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/tellscreditorsfilingbankruptcy/#comments</comments>
		<pubDate>Wed, 25 May 2011 13:32:41 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[bankruptcy trustee]]></category>
		<category><![CDATA[creditors]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1294</guid>
		<description><![CDATA[Once you file your petition for bankruptcy, the court will appoint a trustee. It is their role to manage the bankruptcy petition through the bankruptcy process. In that process, they will also manage the affairs of the debtor. This means that creditors should no longer engage in any communications with the debtor. Instead, the creditors [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/tellscreditorsfilingbankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy And Divorce &#8211; Bury The Hatchet For Five Minutes</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/bankruptcydivorce-buryhatchet/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/bankruptcydivorce-buryhatchet/#comments</comments>
		<pubDate>Mon, 23 May 2011 14:27:19 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[joint petition for bankruptcy]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1291</guid>
		<description><![CDATA[Divorce and bankruptcy can be an ugly mess. In fact, if the two parties are at war with each other, and that appears to be in the majority of cases, then bankruptcy can become a real nightmare for one half of the partnership. In most marriages, debts are cosigned. This means that both parties are [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/bankruptcydivorce-buryhatchet/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Bankruptcy Cannot Do For You</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/bankruptcy-cannot-do-you/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/bankruptcy-cannot-do-you/#comments</comments>
		<pubDate>Sun, 22 May 2011 11:31:46 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debtors]]></category>
		<category><![CDATA[secured debt]]></category>
		<category><![CDATA[unsecured debt]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1280</guid>
		<description><![CDATA[Bankruptcy is a useful tool that can help those in serious financial difficulty to clear many of their debts and then make a fresh start. There are several myths that surround bankruptcy, one of which is the thought that all debts are wiped away. This is far from truth in reality &#8211; in fact, for [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/bankruptcy-cannot-do-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Consumer Protection Laws Can Help You</title>
		<link>http://onlinebankruptcyblog.com/consumer-protection/consumer-protection-laws-you/</link>
		<comments>http://onlinebankruptcyblog.com/consumer-protection/consumer-protection-laws-you/#comments</comments>
		<pubDate>Tue, 17 May 2011 13:07:18 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debt collectors]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1247</guid>
		<description><![CDATA[For many people, the pressure from creditors can be such that filing for bankruptcy may seem the only option. Before opting for a bankruptcy petition, be sure your creditors are actually acting legally in the pursuit of their debts. Creditors will often engage debt collection agencies and they are only paid when they get results [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/consumer-protection/consumer-protection-laws-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Is Not Always The Answer For Junk Debts</title>
		<link>http://onlinebankruptcyblog.com/collections/bankruptcy-junk-debts/</link>
		<comments>http://onlinebankruptcyblog.com/collections/bankruptcy-junk-debts/#comments</comments>
		<pubDate>Mon, 16 May 2011 13:21:48 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Collections]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[statute of limitations]]></category>
		<category><![CDATA[unrecoverable debts]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1243</guid>
		<description><![CDATA[The credit industry is probably no different than many other industries: there are good players are there are bad players. Of course, the same could probably be true of debtors &#8211; some work the system fairly while others do everything possible to just &#8216;work&#8217; the system.  Almost everyone probably has an old forgotten debt or [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/collections/bankruptcy-junk-debts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Using Bankruptcy As A Delaying Tactic</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/bankruptcy-delaying-tactic/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/bankruptcy-delaying-tactic/#comments</comments>
		<pubDate>Wed, 11 May 2011 10:06:33 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy court]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[creditors]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1218</guid>
		<description><![CDATA[Our economy is such that creditors are generally not in a mood to wait for people&#8217;s circumstances to change, even if those circumstances are short-term. People are finding themselves in financial difficulties, often through no fault of their own. We live in an age of double incomes and these incomes can be affected by a [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/bankruptcy-delaying-tactic/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Is The Ultimate Form Of Consumer Protection</title>
		<link>http://onlinebankruptcyblog.com/consumer-protection/bankruptcyconsumerprotection/</link>
		<comments>http://onlinebankruptcyblog.com/consumer-protection/bankruptcyconsumerprotection/#comments</comments>
		<pubDate>Sun, 08 May 2011 14:37:53 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Consumer Protection]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[legal stay]]></category>
		<category><![CDATA[repossession]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1193</guid>
		<description><![CDATA[Consumer protection has received a lot of air time in recent months, especially when it comes to some of the actions by mortgage lenders and their brokers. Consumer protection has many arms, and while most people look at legislation such as the &#8216;lemon laws&#8217; as being the mainstay, bankruptcy is really the ultimate in consumer [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/consumer-protection/bankruptcyconsumerprotection/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Debts Are Discharged In A Chapter 13 Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/debts-discharged-chapter-13/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/debts-discharged-chapter-13/#comments</comments>
		<pubDate>Sat, 07 May 2011 09:08:40 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[repayment plans]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1198</guid>
		<description><![CDATA[Debts in a Chapter 13 bankruptcy are handled differently than a Chapter 7 bankruptcy. Under the Chapter 7 petition, a debtor&#8217;s non-exempt assets are seized and sold and the funds used to pay off creditors. Unsecured debts are then discharged (wiped away) and the debtor then discharged ready to rebuild their lives. Under a Chapter [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/debts-discharged-chapter-13/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Law &#8211; Granting A Creditor Relief From A Stay</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/bankruptcy-law-relief-stay/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/bankruptcy-law-relief-stay/#comments</comments>
		<pubDate>Fri, 29 Apr 2011 12:29:27 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[stay]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1154</guid>
		<description><![CDATA[Under bankruptcy law, once a debtor files a petition for bankruptcy, creditors must immediately cease all collection activities. This is known as a &#8216;stay&#8217; and affects every creditor whether secured or unsecured. It has often been used as a tactic to prevent foreclosure on a home mortgage or repossession of a motor vehicle. However, there [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/bankruptcy-law-relief-stay/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are Smart Debtors Using Strategic Bankruptcies For Help</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/smartdebtorsstrategicbankruptcies/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/smartdebtorsstrategicbankruptcies/#comments</comments>
		<pubDate>Tue, 26 Apr 2011 14:58:39 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debtors]]></category>
		<category><![CDATA[strategic bankruptcy]]></category>
		<category><![CDATA[strategic defaults]]></category>
		<category><![CDATA[unsecured debts]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1140</guid>
		<description><![CDATA[Bankruptcy is a legal process designed to help rescue debtors from overwhelming while also ensuring that creditors gain as much protection as possible. Over the years it has been a lifesaver for many with only the rich attempting to game the system for personal advantage. There is a growing belief in the credit community that [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/smartdebtorsstrategicbankruptcies/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Public Is A Bankruptcy Petition?</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/how-public-bankruptcy-petition/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/how-public-bankruptcy-petition/#comments</comments>
		<pubDate>Sat, 23 Apr 2011 15:32:13 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[privacy]]></category>
		<category><![CDATA[repayment plans]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1117</guid>
		<description><![CDATA[When a debtor files a petition for bankruptcy, they are informed that their petition will be a matter of public record. You may also read that filing for bankruptcy is never private, and that people will find out you are bankrupt. This can often cause concern for those in debt, and has often been a [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/how-public-bankruptcy-petition/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoiding Perjury In Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/avoiding-perjury-in-bankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/avoiding-perjury-in-bankruptcy/#comments</comments>
		<pubDate>Sun, 17 Apr 2011 11:18:44 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[debtors]]></category>
		<category><![CDATA[perjury]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1088</guid>
		<description><![CDATA[Bankruptcy is a legal process that is undertaken through the court system. Every document that is submitted as part of the bankruptcy process requires your signature &#8211; and that signature is verification that the contents of those documents are accurate and true. Creditors are under the same obligation &#8211; when they submit  documents they must [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/avoiding-perjury-in-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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