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	<title>The Online Bankruptcy Blog &#187; Chapter 7</title>
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	<link>http://onlinebankruptcyblog.com</link>
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		<title>Zero Balance Debts And Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/credit-cards/zerobalancedebtsbankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/credit-cards/zerobalancedebtsbankruptcy/#comments</comments>
		<pubDate>Mon, 31 Oct 2011 12:21:49 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[debt discharge]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=2174</guid>
		<description><![CDATA[While bankruptcy is designed to help people escape serious debt problems, the situation becomes interesting when it comes to credit accounts with zero balances. These are typically credit card debts, either through credit card companies or those issued by individual businesses. When filing for bankruptcy, debtors only need to include actual debts, so in theory, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Value Assets When Filing For Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/valueassetsbankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/valueassetsbankruptcy/#comments</comments>
		<pubDate>Sun, 30 Oct 2011 11:53:19 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[asset value]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=2169</guid>
		<description><![CDATA[When filing for bankruptcy, the bankruptcy court, and more particularly the appointed trustee, needs to know what assets you own and what their value are. This enables the trustee to place a value on the bankruptcy estate and to determine how to proceed with the bankruptcy petition. It is important to list every asset that [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/valueassetsbankruptcy/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>You Must File Your Tax Returns Before Filing For Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/filetaxreturnsfilingbankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/filetaxreturnsfilingbankruptcy/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 14:03:42 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[tax refunds]]></category>
		<category><![CDATA[taxation]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=2154</guid>
		<description><![CDATA[There is one area of an individual&#8217;s finances that really peeves bankruptcy lawyers, and that&#8217;s their taxation returns. You can only file for a Chapter 7 petition for bankruptcy if your tax returns are all up to date. It&#8217;s not unusual for a bankruptcy attorney to send a client to the local tax office as [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/filetaxreturnsfilingbankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How One Day Can Totally Change Your Bankruptcy Eligibility</title>
		<link>http://onlinebankruptcyblog.com/lawyers/one-day-bankruptcy-eligibility/</link>
		<comments>http://onlinebankruptcyblog.com/lawyers/one-day-bankruptcy-eligibility/#comments</comments>
		<pubDate>Sat, 22 Oct 2011 12:51:21 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Lawyers]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[means test]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=2129</guid>
		<description><![CDATA[There&#8217;s a saying we hear a lot in law &#8211; &#8220;what a difference a day makes.&#8221; In law, this is very true. If you file for bankruptcy on a Thursday, you may be ineligible for a Chapter 7 &#8211; submit that same petition on the Friday, and you could be eligible. It all comes to [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/lawyers/one-day-bankruptcy-eligibility/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Who Tells Creditors You Are Bankrupt?</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/whotellscreditorsbankrupt/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/whotellscreditorsbankrupt/#comments</comments>
		<pubDate>Mon, 17 Oct 2011 11:35:15 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[trustee]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=2101</guid>
		<description><![CDATA[Not being able to pay bills is one thing, but filing for bankruptcy is another. Many people find it difficult to file for bankruptcy, even though they are up to their eye-balls in debt. Some debtors hide from creditors, some even reaching a point where they are too afraid to open a door or answer [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/whotellscreditorsbankrupt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Filing For Bankruptcy After Losing Your Job</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/bankruptcy-losing-your-job/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/bankruptcy-losing-your-job/#comments</comments>
		<pubDate>Fri, 07 Oct 2011 15:39:10 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[job losses]]></category>
		<category><![CDATA[payment plans]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=2048</guid>
		<description><![CDATA[When a husband and wife are both working, credit can be easy to manage. However, if just one of that couple loses their job, that credit can suddenly get out of control. There are some bankruptcy proponents who suggest filing for bankruptcy as soon as you lose your job rather than waiting for your debt [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/bankruptcy-losing-your-job/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Four Ways To Change or  Terminate A Chapter 13 Bankruptcy Plan</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/changeterminatechapter13/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/changeterminatechapter13/#comments</comments>
		<pubDate>Thu, 06 Oct 2011 13:01:50 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[hardship]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=2040</guid>
		<description><![CDATA[A Chapter 13 bankruptcy petition lasts for a minimum of three years (maximum five years) and given the turbulence we have seen in the economy in recent years, anything can happen in that three year period. The prime factor behind a Chapter 13 petition for bankruptcy is the payment plan that debtors enter in to. [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/changeterminatechapter13/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Have A Job Offer &#8211; Can I Still File For Bankruptcy?</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/job-offer-file-bankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/job-offer-file-bankruptcy/#comments</comments>
		<pubDate>Mon, 03 Oct 2011 12:38:25 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=2022</guid>
		<description><![CDATA[Being unemployed puts a severe strain on a family&#8217;s income. So much so that the majority of bankruptcy petitions are made under the protection of a Chapter 7. This liquidates any eligible assets then discharges any remaining eligible debt. What if you&#8217;re about to start work &#8211; can you still file for bankruptcy? The answer [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/job-offer-file-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Involuntary Bankruptcy Can Be The Wake Up Call You Need</title>
		<link>http://onlinebankruptcyblog.com/business/involuntarybankruptcywakeupcall/</link>
		<comments>http://onlinebankruptcyblog.com/business/involuntarybankruptcywakeupcall/#comments</comments>
		<pubDate>Thu, 29 Sep 2011 15:50:20 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Chapter 11]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[involuntary bankruptcy]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=2000</guid>
		<description><![CDATA[There are times when individuals and small businesses avoid bankruptcy like it was the plague. They often go to extraordinary lengths to avoid bankruptcy, including taking on more debt in order to clear old debt. This is a cycle that can often only be broken by an enforced bankruptcy petition &#8211; known legally as an [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/business/involuntarybankruptcywakeupcall/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Bankruptcy Helps Small Businesses Survive</title>
		<link>http://onlinebankruptcyblog.com/business/bankruptcy-small-businesses/</link>
		<comments>http://onlinebankruptcyblog.com/business/bankruptcy-small-businesses/#comments</comments>
		<pubDate>Tue, 27 Sep 2011 15:23:13 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[business bankruptcy]]></category>
		<category><![CDATA[Chapter 11]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1990</guid>
		<description><![CDATA[While bankruptcy for businesses is often thought of as a death knell for that business, it can often be the first step to that business&#8217;s survival. A Chapter 7 bankruptcy for business will result in the business&#8217;s closure and the sale of all assets. However, a Chapter 11 or Chapter 13 bankruptcy petition allows a [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/business/bankruptcy-small-businesses/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Law: When Is A Business Not A Business?</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/bankruptcylawwhenbusinessnotbusiness/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/bankruptcylawwhenbusinessnotbusiness/#comments</comments>
		<pubDate>Fri, 02 Sep 2011 11:59:29 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[business bankruptcy]]></category>
		<category><![CDATA[Chapter 11]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[partnerships]]></category>
		<category><![CDATA[sole traders]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1863</guid>
		<description><![CDATA[If you own a business and that business starts to have financial difficulties, you have the choice between a Chapter 7 or Chapter 11 petition for bankruptcy. Under the Chapter 11 petition, the business is allowed to continue trading while a reorganization plan is put in place. This plan has to be approved by the [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/bankruptcylawwhenbusinessnotbusiness/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Is A Chapter 7 Bankruptcy Referred To As A Liquidation Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/chapter7-bankruptcyliquidation/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/chapter7-bankruptcyliquidation/#comments</comments>
		<pubDate>Thu, 01 Sep 2011 13:19:34 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[Chapter 11]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[liquidation]]></category>
		<category><![CDATA[reorganization]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1857</guid>
		<description><![CDATA[In simple terms, there are two types of bankruptcy that affect most people &#8211; a liquidation bankruptcy (or Chapter 7 bankruptcy) and a reorganization bankruptcy (or Chapter 11 and Chapter 13 Bankruptcy). The terms really are more appropriate to business bankruptcy, however, the terminology is also used for personal bankruptcy. In a way, the names [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/chapter7-bankruptcyliquidation/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Changing Bankruptcy Chapters At A Later Date</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/bankruptcychapterslaterdate/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/bankruptcychapterslaterdate/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 12:18:42 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1844</guid>
		<description><![CDATA[There are times when the need for bankruptcy is such that filing for any Chapter is better than nothing at all. This is often the situation when a debtor requires the protection of the stay that comes into place once a bankruptcy petition has been filed. This prevents creditors from taking any further action and [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/bankruptcychapterslaterdate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Protect Co-Signers In Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/protect-co-signers-bankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/protect-co-signers-bankruptcy/#comments</comments>
		<pubDate>Sat, 27 Aug 2011 12:29:44 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[co-signers]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1829</guid>
		<description><![CDATA[While bankruptcy provides a lot of protection for debtors, it provides very little protection for any co-signers, unless of course they file for bankruptcy as well. Under the provisions for a Chapter 7 bankruptcy, the automatic stay doesn&#8217;t even protect co-signers. A creditor is free to chase debts from that co-signer the moment a Chapter [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/protect-co-signers-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Effects Of An Inheritance On Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/lawyers/effects-inheritance-bankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/lawyers/effects-inheritance-bankruptcy/#comments</comments>
		<pubDate>Fri, 26 Aug 2011 11:03:32 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Lawyers]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[inheritances]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1824</guid>
		<description><![CDATA[There is often an argument that those who have received a significant inheritance should not be in a position to require the protection of a bankruptcy petition. As we know, in life, not everything is black and white, and an inheritance is certainly not going to preclude you from filing for bankruptcy. However, inheritances themselves [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/lawyers/effects-inheritance-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Can You File For Bankruptcy Again In The Future?</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/file-bankruptcy-again-future/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/file-bankruptcy-again-future/#comments</comments>
		<pubDate>Wed, 10 Aug 2011 13:46:34 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy waiting periods]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1731</guid>
		<description><![CDATA[Can you file for bankruptcy again if you find yourself in trouble once more? There is no limit to the number of times you can file for bankruptcy. However, there is a limit to the relief you may receive following second or subsequent bankruptcy filings. In some cases, you will gain no relief at all [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/file-bankruptcy-again-future/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Are Some Chapter 13 Bankruptcy Payment Plans Rejected</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/chapter13paymentplansrejected/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/chapter13paymentplansrejected/#comments</comments>
		<pubDate>Sat, 06 Aug 2011 11:08:22 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[Chapter 13 payment plan]]></category>
		<category><![CDATA[Chapter 7]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1702</guid>
		<description><![CDATA[When filing for a Chapter 13 bankruptcy a debtor must include a payment plan that they are willing to commit to for at least three years. This payment plan must equate to what the court would estimate as their &#8216;disposable&#8217; income. This is determined by calculating the debtor&#8217;s total income then subtracting a range of [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/chapter13paymentplansrejected/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can You Cancel A Bankruptcy Petition?</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/cancel-bankruptcy-petition/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/cancel-bankruptcy-petition/#comments</comments>
		<pubDate>Wed, 03 Aug 2011 12:06:04 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[dismissed bankruptcy]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1682</guid>
		<description><![CDATA[Sounds like an easy situation. You file for bankruptcy, your circumstances change so you ask the court to dismiss your petition so you can get on with your life. No problems, right? Wrong &#8211; it can create big problems depending on which Chapter you have filed under. Perhaps &#8220;big problems&#8221; is the wrong phrase, however, [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/cancel-bankruptcy-petition/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Bankruptcy Fails Many Home Borrowers</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/bankruptcyfailshomeborrowers/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/bankruptcyfailshomeborrowers/#comments</comments>
		<pubDate>Wed, 27 Jul 2011 12:48:34 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[mortgages]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1640</guid>
		<description><![CDATA[Filing for bankruptcy is meant to protect debtors who are struggling with too much debt by allowing them to discharge those debts and effectively start their lives all over. From some debtors, a home mortgage can be a huge burden that is made worse by the fact the home&#8217;s value is now much less than [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/bankruptcyfailshomeborrowers/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Rights Under Bankruptcy Law</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/rights-under-bankruptcy-law/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/rights-under-bankruptcy-law/#comments</comments>
		<pubDate>Fri, 15 Jul 2011 13:44:37 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[bankruptcy discharge]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1569</guid>
		<description><![CDATA[Bankruptcy laws are double edged &#8211; they are designed to protect creditors and debtors. Some experts claim that these laws lean to heavily towards debtors while others claim those same laws lean to much towards creditors. Either way, both groups have rights under bankruptcy laws, and those rights are strictly enforced by the bankruptcy court. [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/rights-under-bankruptcy-law/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>When A Business Should Consider Liquidation</title>
		<link>http://onlinebankruptcyblog.com/business/businessshouldconsiderliquidation/</link>
		<comments>http://onlinebankruptcyblog.com/business/businessshouldconsiderliquidation/#comments</comments>
		<pubDate>Tue, 05 Jul 2011 11:41:52 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Chapter 11]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[liquidation]]></category>
		<category><![CDATA[reconstruction]]></category>
		<category><![CDATA[small business bankruptcy]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1512</guid>
		<description><![CDATA[There are times in business when you know that liquidation (Chapter 7 Bankruptcy) is the only way out. However, there are other situations where a reconstruction (Chapter 11 Bankruptcy) may be an option but in reality the business is better off folding. This is certainly true in small one person businesses where the business centers [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/business/businessshouldconsiderliquidation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>The Debts That Can Be Discharged Through Chapter 7 Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/debts-discharged-chapter-7/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/debts-discharged-chapter-7/#comments</comments>
		<pubDate>Tue, 28 Jun 2011 11:10:09 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[secured debts]]></category>
		<category><![CDATA[unsecured debts]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1479</guid>
		<description><![CDATA[A Chapter 7 bankruptcy is not as generous as a Chapter 13 when it comes to the range of debts that can be discharged. However, there are still a wide range of unsecured debts that can be discharged. One of the most common debts is that of credit cards, and they are typically the major [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/debts-discharged-chapter-7/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy Law &#8211; Converting From Chapter 13 To Chapter 7</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/convertingchapter13-tochapter7/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/convertingchapter13-tochapter7/#comments</comments>
		<pubDate>Wed, 22 Jun 2011 10:50:20 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[bankruptcy trustee]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1445</guid>
		<description><![CDATA[One of the problems associated with a Chapter 13 petition for bankruptcy is that of time. A petitioner must commit to a repayment plan that is scheduled for at least three years, and three years can be a long time when it comes to the world of finance &#8211; just look at our economy over [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/convertingchapter13-tochapter7/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Child Support Received Is Handled In Bankruptcy Petitions</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy-law/childsupportbankruptcypetitions/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy-law/childsupportbankruptcypetitions/#comments</comments>
		<pubDate>Wed, 08 Jun 2011 14:02:50 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[alimony]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[child support]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1371</guid>
		<description><![CDATA[Bankruptcy is an extremely convoluted act, so much so that some petitions are dismissed, or later reopened, simply because the petitioner failed to include child support or alimony payments received. For the purpose of bankruptcy, they are considered income. However, child support and alimony payments are treated differently in each of the available Chapters. Under [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy-law/childsupportbankruptcypetitions/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Simple English Guide To Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/simple-englishguide-bankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/simple-englishguide-bankruptcy/#comments</comments>
		<pubDate>Sat, 21 May 2011 13:24:18 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[unsecured debt]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1276</guid>
		<description><![CDATA[Bankruptcy &#8211; the word sends shudders down the spines of many people. It shouldn&#8217;t. While filing for bankruptcy may have had bad wraps on it in the past, the process itself is really fairly straightforward and for those sinking in debt, the relief can be felt from day one.  One of the biggest problems that [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/simple-englishguide-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Remove Doubt By Engaging A Bankruptcy Lawyer</title>
		<link>http://onlinebankruptcyblog.com/lawyers/remove-doubt-bankruptcy-lawyer/</link>
		<comments>http://onlinebankruptcyblog.com/lawyers/remove-doubt-bankruptcy-lawyer/#comments</comments>
		<pubDate>Sun, 15 May 2011 11:07:47 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Lawyers]]></category>
		<category><![CDATA[bankruptcy exemptions]]></category>
		<category><![CDATA[Bankruptcy Law]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1237</guid>
		<description><![CDATA[One of the biggest barriers to filing for bankruptcy for many people is doubt. There is a general feeling in the community that bankruptcy punishes the debtor and gives all the power to creditors.  While the opposite is certainly not true, the bankruptcy acts have been framed to provide protection to both debtors and creditors.  [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/lawyers/remove-doubt-bankruptcy-lawyer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Debts Are Discharged In A Chapter 13 Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/debts-discharged-chapter-13/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/debts-discharged-chapter-13/#comments</comments>
		<pubDate>Sat, 07 May 2011 09:08:40 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[repayment plans]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1198</guid>
		<description><![CDATA[Debts in a Chapter 13 bankruptcy are handled differently than a Chapter 7 bankruptcy. Under the Chapter 7 petition, a debtor&#8217;s non-exempt assets are seized and sold and the funds used to pay off creditors. Unsecured debts are then discharged (wiped away) and the debtor then discharged ready to rebuild their lives. Under a Chapter [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/debts-discharged-chapter-13/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Are The Income Levels To Qualify For Bankruptcy?</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/incomelevelsqualifybankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/incomelevelsqualifybankruptcy/#comments</comments>
		<pubDate>Fri, 06 May 2011 12:51:34 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[bankruptcy means test]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[state median income]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1187</guid>
		<description><![CDATA[There are no minimum or maximum income levels when it comes to filing for bankruptcy. However, your income levels will determine which Chapter you may file under. Bankruptcy petitioners must complete a means test that is based on the median income for their state. If their income falls below these levels, then they will qualify [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/incomelevelsqualifybankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Employment Is Not A Bankruptcy Barrier</title>
		<link>http://onlinebankruptcyblog.com/bankruptcy/employment-bankruptcy-barrier/</link>
		<comments>http://onlinebankruptcyblog.com/bankruptcy/employment-bankruptcy-barrier/#comments</comments>
		<pubDate>Wed, 04 May 2011 11:24:34 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[workers bankruptcy]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1181</guid>
		<description><![CDATA[One myth that often does the rounds suggests that bankruptcy is only for the poor. Having a job or any form of regular income is then thought to preclude bankruptcy. This is a complete myth. In fact, the Chapter 13 bankruptcy option is often referred to as the worker&#8217;s bankruptcy petition. Under a Chapter 13 [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/bankruptcy/employment-bankruptcy-barrier/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>How To Start A Bankruptcy</title>
		<link>http://onlinebankruptcyblog.com/lawyers/how-to-start-a-bankruptcy/</link>
		<comments>http://onlinebankruptcyblog.com/lawyers/how-to-start-a-bankruptcy/#comments</comments>
		<pubDate>Tue, 03 May 2011 12:52:46 +0000</pubDate>
		<dc:creator>Bankruptcy Man</dc:creator>
				<category><![CDATA[Lawyers]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>

		<guid isPermaLink="false">http://onlinebankruptcyblog.com/?p=1177</guid>
		<description><![CDATA[Starting the bankruptcy process can be easy, or it can be difficult. It really does depend on your approach. Consulting a bankruptcy lawyer is the smartest move anyone can take. While legal assistance through the bankruptcy process is not exactly cheap, the amount your lawyer can save you when it comes to stress, time, and [...]]]></description>
		<wfw:commentRss>http://onlinebankruptcyblog.com/lawyers/how-to-start-a-bankruptcy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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